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Not a financial rec as I don’t think its A particular effective saving method, but it is a good challenge and prompts you to get creative
Related Recs
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Every weekday I challenge myself to spend $0. If I frame it as a challenge the boring stuff becomes exciting. Making my lunch at home feels electric, like I’m winning the game. I frequently lose the game buying beers after work. Gas doesn’t count. I saved $900 last month.
Dec 8, 2023
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i feel such a sense of accomplishment knowing $0 left my bank account today
Mar 5, 2024
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1. I tracked every single thing I spent for a few months to get an idea of what my budget should be and where I can cut back.
2. I set up an auto transfer once a month into a HYSA and another one into an IRA, based on the budget from step 1. They are not huge amounts by any means, and sometimes it feels futile. But it keeps the money out of my checking and hopefully in time I'll be able to start saving more.
3. Anything I really like and want to buy I add to a Pinterest board as my wish list. I tell myself I can come back later and buy it if I really want it. I probably end up buying 1 out of every 50 things I put there. It's also humbling to look back it and see things on the list that I don't like anymore. Good thing I don't own them!
Dec 1, 2024
Top Recs from @scremes
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Kind of the best experience
Feb 15, 2024
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i use this incessantly and for many purposes and it feels amazing
Jan 26, 2024
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🎪 Cabana (amazing interiors + each issue comes covered in dead stock fabric from a luxury brand)
🏸 racquet mag (explores the niche of tennis and other racquet sports)
🪄 a magazine curated by (Dan thawley is my idol!!!)
🪆 the gentlewoman (Penny Martin is also my idol)
🌸 BLUMENHAUS (deserves its own rec tbh— the most gorgeous large-format mag all about flowers, florals, plants, and gardening)
Feb 15, 2024