If youβre not using one already, do it now! Iβve been using marcus for about a year (when I finally started to try and get my financial act together) and let me tell ya, getting 4.5% interest feels wayyyyy better than the 0.04% I was getting with my old bank. Obviously Iβd be happy if you wanted to use my referral code (gives us both 5.5% for 3 months) but mostly just want to promote getting a hysa for everyone!