$395 annual fee is annoying until you realize that every year you get $300 credit booking any travel and 30,000 points. That’s like two trips basically for just having the card. Then you get free priority pass which gets you access to almost every lounge (especially internationally). When I was desperate for a shower before a 10 hour flight from Brazil, the lounge came in clutch. Lots of deals through their travel portal too.
Aug 7, 2024

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This isn't an ad!!! I switched over to Capital One almost 10 years ago and haven't looked back. No foreign transaction fees and I rack up points quickly to cover my flights.
Sep 26, 2024
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Truly not that hard to meet the limits and the benefits of the sign up bonuses take care of any annual fee you have to pay. Have taken many free flights with all my accumulated points!
Aug 29, 2024
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I finally got a credit card with lounge access after being scared of the high annual fees for so long. Let me tell you this is a game changer. You get to go to a special room and have free unlimited food! It’s quiet and there’s nice music playing. Free booze too. Coffee. Juice. I had a cappuccino, orange juice, and yogurt parfait (it was gluten free!) in Dublin this morning and it’s making my day so much better.
Mar 4, 2024

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