the key is keeping a savings account completely separate from a checking account, so you can't touch any of it. it needs to be as inaccessible as possible.
Dec 2, 2024

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if you have the option to divert a % of your paycheck directly into savings, do it! get a high yield savings account with a different bank (I recommend Marcus) that requires that you transfer money out of the bank where you have your debit card—takes a few business days to transfer which means you can’t spend it willy nilly but it’s there when you need it
Dec 2, 2024
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Having a separate account that you can’t easily take money out of and having a percentage of your paycheck auto-deposit into that is a good way to start saving.
Mar 7, 2024
it's hard, I know, but just take 10% out of your paycheck immediately when it hits your account and Zelle or transfer it to an account that isn't as easily accessible. Savings accounts are good too, but you'd be surprised how fast it grows out of sight out of mind
Jan 27, 2025

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