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I'm gonna be so real with you guys. I have had an incredibly hard time with being responsible with my finances ever since I moved out on my own. I've basically been dead broke since 2018 completely at my own volition. Sometimes going as far as spending entire paychecks in under 15 minutes after they hit my account. I've obviously dealt with a lot of consequences to these actions. After a couple huge wake up calls in the recent years, I decided 2025 is where this betrayal of my own self needed to stop for good. Ngl it's been very, very challenging, but its also already pretty rewarding knowing I am finally putting some effort into my future for once. I'm no longer ordering food, shopping in my leisure time, and getting an iced coffee and breakfast daily. I have already noticed, since I started this journey last month, that I am a LOT less anxious. I have a small amount of savings to fall back on for the first time ever, which I am so incredibly proud of myself over. Yay for investing in your future!!!
Feb 13, 2025

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congrats~~!!! I personally know how hard this is bc I have financial anxiety every day is a challenge but tiny things do add up!
Feb 14, 2025
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hollycookswithfriends yesss!! Thank you!
Feb 14, 2025
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If you’re looking for some good positive reinforcement, I highly recommend reading or listening to “The Year of Less” by Cait Flanders. I read it in 2019 and it kicked my ass into high gear with regard to my bad shopping habits.
Feb 14, 2025
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salad_valet absolutely neeeed to read that! ty!
Feb 14, 2025
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yay I'm so proud of you, future you is jumping for joy for sure
Feb 14, 2025
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moonbeams tysm bud!
Feb 14, 2025
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that’s not easy at all!! happy for you and excited for your financial/personal growth :3
Feb 14, 2025
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mrworldwideneck thank you!
Feb 14, 2025
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Feb 13, 2025

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1. I tracked every single thing I spent for a few months to get an idea of what my budget should be and where I can cut back. 2. I set up an auto transfer once a month into a HYSA and another one into an IRA, based on the budget from step 1. They are not huge amounts by any means, and sometimes it feels futile. But it keeps the money out of my checking and hopefully in time I'll be able to start saving more. 3. Anything I really like and want to buy I add to a Pinterest board as my wish list. I tell myself I can come back later and buy it if I really want it. I probably end up buying 1 out of every 50 things I put there. It's also humbling to look back it and see things on the list that I don't like anymore. Good thing I don't own them!
Dec 1, 2024
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I’m up in my bank account every week writing every transaction out in a spreadsheet and I’ve never been better with money in my whole life. Also helped me notice asap when a whole mess of fraudulent transactions slipped in while I was occupied moving and otherwise wouldn’t have seen them for a while. It’s absolutely more effective than a Mint budget tracker because you have to confront EVERY purchase and contemplate what actually has value to you.
Jan 6, 2025
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As someone who has a lot of financial anxiety stemming from childhood this makes me feel kinda safe and in charge.
Mar 5, 2024

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It’s incredible how many people genuinely think they are boring. There have been so many times I’ve spoken with people and they confess that they think that they haven’t done much with their life, or that they don’t have much interesting to talk about, but it’s almost never the case. From what I can tell, it’s often caused by a lack of knowing thyself. Or maybe a low self esteem? I’ve been through it too, and it is so so not true for anyone. You’ve done so much living. Why do you feel like your story is not worth telling? I know you’ve gone through some crazy shit once or twice. if you really haven’t, what’s stopping you from getting out there and creating stories to talk about? Start small! go to a coffee shop once a week. See if they have any clubs to join, and try that out! you’ll be making memories in NO TIME. If you have trouble finding meaningful/fun conversation, just remember that the effort must flow both ways. You are merely just working with what the other person is providing you, and if they aren’t giving you anything to work with, it’s not your fault. You aren’t boring, you are just around people who dont vibe with you. And that’s okay! Not every person is going to be your specific kind of person. Plus, if you aren’t having fun talking to them, why does it matter if they like you? the much cooler people who value your input are just around the corner. I promise. One day you’ll be able to shine your beautiful personality on someone who is equally as bright you are, you magnificent comet, you.
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Nostalgia is so powerful. And so painful. I’ve made Pinterest boards filled with hundreds of memories and toys and things that shaped my childhood. I’ve made playlists that include only songs that make me feel 6 years old again. I’ve watched movies that bring me the same wonder they did as when I watched them as a child. But nothing will ever truly bring me back there. It’s gone forever. to know that I will never walk the halls of my elementary school building, or try and plant an apple seed in between the slides of the playground, or play tag with my best buddies ever again is something unbearable. life is so short. I miss it all of the time. Adulthood has its perks as well. I never have to ask to go sleep over at a friends house and get told no. I can eat what i want. I can get a kitten if I feel like it. But I miss the simplicity and happiness of being a child. I miss just existing and being okay with that. i miss how I felt when I was 6, but I have to accept that I must leave that behind. Maybe reincarnation is real. Maybe I will live through something like this life again? There is an ache knowing I will never walk the same tiny footsteps as I once did. But alas, I’ll be 19 years from where I’m at now and miss this age just as much as I do then. The ache will take a new shape. And i will continue living on.
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My favorite thing in getting to know new people is finding out the things they enjoy that seem a bit out of character. I think it’s comforting and a bit sexy when not everything that they like has to be “cool” for them to really enjoy it. Being self-assured and knowing your worth is hot. After all, life is too short to try and shape yourself around a mould that doesn’t truly resonate with you. Just enjoy the things that bring you joy without caring if they are basic or lame to others. you can enjoy the band that everyone hates, enjoy the movies that people think are overrated, and wear the shirt that went out of style 5 years ago. true authenticity is a rare trait, always has been. It’s like striking gold when you find that inner peace to just be yourself, regardless of how cringy others find it. Find the peace to like what you like without shame.
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